Financing Partners
We Can Finance or Lease
Any Make, Any Model!
From new arrivals to certified pre-owned vehicles — XO Auto Group offers flexible terms, low monthly payments, and fast approvals. Serving Greater Los Angeles since 1996.
New Inventory
Browse the latest models from top manufacturers. All makes, all models, best prices.
View New CarsPre-Owned Vehicles
Certified and inspected pre-owned vehicles at competitive prices. Wide selection in stock.
View Pre-OwnedFinancing
Fast approvals, flexible terms, and low monthly payments. Bad credit? We can help.
Apply NowLeasing
Drive more for less. We buy and lease any make and model — from any company.
Lease OptionsHow It Works
Browse or Request
Explore our current inventory online or call us to request a specific make, model, or trim level. We source vehicles for you.
Submit Your Info
Fill out our quick financing or leasing form. It takes less than 5 minutes and we handle all the paperwork.
Get Approved & Drive
Receive your approval — often same day — and drive your new vehicle home. It's that simple.
Financing & Leasing Benefits
All Credit Types
We work with all credit profiles — good, fair, or rebuilding.
Same-Day Approval
Fast decisions so you can drive home the same day.
Flexible Down Payment
Low or no money down options available on qualifying vehicles.
Lease Buyouts
We purchase lease vehicles from any leasing company, any make.
Low Monthly Payments
We find terms that fit your monthly budget — not the other way around.
Multiple Lenders
Access to a wide network of banks, credit unions, and finance companies.
Ready to Get Financed?
Submit your application online in minutes. No obligation.
Featured Inventory
Pre-Owned
Pre-Owned
Certified
Pre-OwnedFrequently Asked Questions
Still Have Questions?
Our team is ready to help. Call us or send a message and we'll get back to you quickly.
Store Hours
| Monday – Friday | 9:00 AM – 7:00 PM |
| Saturday | 9:00 AM – 7:00 PM |
| Sunday | By Appointment Only |